Auto Insurance for Arkansas Drivers

McGhee Insurance offers auto insurance for Arkansas drivers that minimizes the financial impact of an accident.

Providing Comprehensive Auto Insurance for Little Rock, Arkansas Drivers

Car accidents can happen at any moment, even when you’re practicing safe driving habits. The unpredictable nature of road travel is why Arkansas requires drivers to purchase an auto insurance coverage plan.

However, not all policies provide equal protection. Selecting a plan that offers minimum coverage increases exposure to uncovered incidents, meaning a driver could be on the hook for the associated costs of an accident they caused. This makes finding the right coverage essential to providing peace of mind.

As a leading personal insurance agency, McGee Insurance takes pride in finding the right auto insurance for central Arkansas drivers. We work closely with customers to understand their needs and collaborate with our extensive partner network to build a cost-effective and customized plan that maximizes coverage. Our policies include the following options:

Liability Coverage

Liability coverage is mandatory in Arkansas and pays for bodily injuries and property damage caused in a car accident. Not having liability coverage means the at-fault driver must pay all medical bills and repairs after an accident. Also, being caught driving without the necessary coverage could lead to fines and penalties.

Collision Coverage

Not all accidents involve another vehicle; sometimes, they include a stationary object. Collision coverage provides peace of mind knowing repairs are covered regardless of the type of accident.

Comprehensive Coverage

While liability insurance provides coverage from auto accidents, comprehensive insurance covers damage to a car from other events, including severe storms, fire, theft, vandalism, and hitting an animal. This is usually optional coverage, but some lenders may require purchasing for leased vehicles.

Personal Injury Protection

Personal injury protection (PIP) helps pay for medical expenses following an accident. This plan can also help cover indirect expenses for the policyholder, including the cost of childcare and lost wages.

Uninsured and Underinsured Protection

This policy provides protection after an auto accident caused by an underinsured or uninsured driver. Purchasing an uninsured protection plan isn’t required under Arkansas law, but it does provide peace of mind by offering maximum coverage.

Find the Best Quote for Auto Insurance in Little Rock, Arkansas

McGhee believes that the best quote offers maximum coverage at an affordable price. Contact us today for a consultation and start protecting your vehicles.

Secure Your Ride With Our Motorcycle Insurance for Arkansas Bikers

Whether you’re a full-time rider or a weekend warrior, you need the right motorcycle insurance policy to protect your ride. Our experts work with you to customize a plan that covers the following:

  • Bodily injury to yourself from an accident with an uninsured driver
  • Bodily injury to another driver or their property in an accident you’re responsible for
  • Damage from theft, fire, and vandalism

Partnering with McGhee means having a teammate at your side who aims to find the best and most cost-effective plan for you.

Our Comprehensive Bicycle Insurance Plans

A homeowners or renters insurance policy may provide some coverage for your equipment, but it may not cover damages or injuries from accidents that occur while riding it. The McGhee team is available to help find the right plan that covers your bike from the following:

  • Bike damage from a car accident while you’re transporting it.
  • Damage and injuries caused by a fall or collision with a stationary object or pedestrian.
  • Accidents while riding your bike in which the other driver is uninsured.

Get Extra Protection With a Personal Umbrella Policy

Our experts can help you purchase a personal umbrella policy that offers additional protection when your standard insurance isn’t enough.

Need Help Finding the Right Auto Insurance Plan for Your Needs?

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