We can recommend how to handle the ins and outs of this crucial type of coverage.
Workers’ compensation laws were created to ensure that employees injured at work are taken care of. These laws eliminate the need for litigation – that creates an easier process for the employee and the employer.
The concept behind workers’ compensation insurance is simple. It’s insurance designed to help you, the employer, pay for any workers’ compensation. In most states, if you have employees, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have many employees, or if they are engaged in hazardous activities.
Do you need workers’ compensation insurance? Employers have a legal responsibility to their employees to make the workplace safe, and accidents still happen even when every reasonable safety measure has been taken.
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We’ve dealt with the whole range of commercial insurance policies, so reach out to one of our agents to ensure you have coverage that makes you and your employees feel safe.