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Little Rock Office
1111 S. Bowman, Ste B-4
Little Rock, AR 72211
(501) 224-6666
(888) 214-3149
FAX (501) 224-0477

Conway Office
269 Hwy 65 North
Conway, AR 72032
(501) 327-4666
(888) 563-5656
FAX (501) 327-4684

Rogers Office
2894 W. Walnut Ave. Ste A
(479) 633-0505
(877) 633_0505
FAX (479) 633-9595

Sherwood Office
8210 Hwy 107 (JFK)
Sherwood, AR 72120
(501) 392-0300
(866) 861-8368
FAX (501) 392-0302

Click these links for more information about:

Term Life Insurance
Whole Life Insurance
Universal Life Insurance

"My parents did not have life insurance. When they were young, they didn't think they about it. When they were older, they both had medical conditions that made it too expensive. I was 25 and my brother was 19 when our surviving parent died. During the six-month period for creditors to file against the estate, we had to pay for the mortgage and utilities until we were legally able to get the house listed and sold. Neither of us could afford the extra expense. We sold all the personal property in order to pay the bills, and we took the first offer on the house to get out from under the debt." -- Arkansas Resident

Which Life Insurance Policy is BEST for you?

McGhee Insurance Agency is pleased to present this Life Insurance Buyer's Guide to help you more fully understand what types of policies are available to you.

This life insurance information is provided to help you find a policy that meets your needs and fits your budget. It should help you decide how much life insurance you need and be able to make informed decisions. Of course, our staff members are always available by phone or email to answer your questions.

It's Important to Have a Policy that Fits Your Needs

Life insurance has a purpose.

Who depends upon your income? Wife? Children? Parents? Mortgage company? Other creditors?

Do you have children who will pay college expenses in the future?

How will your family pay your final expenses and burial costs?

Are there family members, churches, colleges, or charitible organizations to whom you would like to leave contributions?

How will inflation affect your future needs?

What assets do you now have? Do you currently have life insurance? Bank accounts? Investment securities? Real Estate? Don't forget your personal property. Would it be necessary for your family to sell any of your assets in order to pay bills? Would you want them to be forced to sell those assets?

What Types of Life Insurance Are Available?

There are two basic types of life insurance: term life insurance and cash value life insurance. The difference between the two types is similar to the difference between renting a home and buying one. In one, you build equity (cash value); with the other, you don't.

There are two basic types of Cash Value Life Insurance: whole life and universal life. Each type provides different ways for you to structure your life insurance needs.

Additional information about these individual types can be found by clicking the links in the left-hand column.

How May We Help You?

The agents at McGhee Insurance Agency have been trained to help you get the best coverage at the best price for your personal situation. Contact one of our offices for a life insurance quotation or more information.

Little Rock Office: (501) 224-6666 or 1-888-214-3149
Sherwood Office: (501) 392-0300 or 1-888-861-8368
Conway Office: (501) 327-4666 or 1-888-563-5656

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