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Little Rock Office
1111 S. Bowman, Ste B-4
Little Rock, AR 72211
(501) 224-6666
(888) 214-3149
FAX (501) 224-0477

Conway Office
269 Hwy 65 North
Conway, AR 72032
(501) 327-4666
(888) 563-5656
FAX (501) 327-4684

Rogers Office
2894 W. Walnut Ave. Ste A
(479) 633-0505
(877) 633_0505
FAX (479) 633-9595

Sherwood Office
8210 Hwy 107 (JFK)
Sherwood, AR 72120
(501) 392-0300
(866) 861-8368
FAX (501) 392-0302

Automobile Insurance Questions

What coverage is mandatory in Arkansas?
Liability coverage is mandatory by Arkansas Law. Liability coverage pays for accident claims when you are at fault. The minimum required coverage is $25,000 for Bodily Injury per person, $50,000 per accident, and $25,000 for Property Damage.

What is Uninsured and Underinsured Coverage, and do I need it?
Uninsured Coverage pays your claim when the other person is at fault and does not have liability coverage. Underinsured Coverage provides you with extra protection when the other driver is at fault but does not have enough insurance to cover your medical claims. In a perfect world everyone would have sufficient liability coverage, but you and we do not live in a perfect world. There are people driving, in violation of Arkansas Law, without liability insurance protection. There are a number of people who do not have enough liability coverage. Also, think about the fact that the other driver may live in another state. (back to top)

What is Personal Injury Protection?
Personal Injury Protection provides you with coverage for wage loss, death benefits and medical coverage regardless of who is at fault. (back to top)

What is Comprehensive and Collision Coverage?
Comprehensive and Collision coverage protects you from loss when there is no other driver at fault. Comprehensive coverage protects you against damage to your automobile from acts of nature or other events not related to operating your vehicle. Collision coverage provides protection for your vehicle if you are involved in an accident in which you or no one is at fault.

Does my auto policy cover a rental car while my car is being repaired?
Maybe. One of the most overlooked features of auto insurance is Rental Reimbursement. It must be added to your basic auto policy, and is very inexpensive. Most people shopping for the lowest price often forget to have this benefit added. Please ask our agents about this when you apply for auto coverage. (Back to Top)

If I loan my car to someone, are they covered?
Yes. Anyone using your vehicle with reasonable permission is covered.

Is it possible to pay my premiums with a credit card?
Yes. Some of the companies we represent do take credit card payments.

Click here for a downloadable pdf file of our Arkansas Auto Insurance Quick Guide.