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Little Rock Office
1111 S. Bowman, Ste B-4
Little Rock, AR 72211
(501) 224-6666
(888) 214-3149
FAX (501) 224-0477
Conway Office
269 Hwy 65 North
Conway, AR 72032
(501) 327-4666
(888) 563-5656
FAX (501) 327-4684
Rogers Office
2894 W. Walnut Ave. Ste A
(479) 633-0505
(877) 633_0505
FAX (479) 633-9595
Sherwood Office
8210 Hwy 107 (JFK)
Sherwood, AR 72120
(501) 392-0300
(866) 861-8368
FAX (501) 392-0302 Click here to download
a pdf version of our Arkansas Auto Insurance Quick Guide |
Arkansas Auto Insurance Law
Liability coverage is mandatory by Arkansas Law. Liability coverage pays
for accident claims when you are at fault. The minimum required
coverage is $25,000 for Bodily Injury per person, $50,000 per accident,
and $25,000 for Property Damage.
Getting
the BEST coverage at the BEST possible price.
Buying
automobile insurance is a lot like buying anything else. The more
you shop, the more likely you are to find the best deal. McGhee
Insurance Agency is an independent agency; that means we represent
a lot of insurance companies and can help you find the best coverage
for the best possible price.
Auto
Insurance Rates Vary by Company.
Insurance
rates established by any insurance company are based in part upon
how many claims they have paid previously. The actuarial staff
uses a lot of historical data when determining basic rates.
Auto
Insurance Rates Vary by Automobile.
Some
automobiles are more expensive to repair than others. Some are
stolen more often than others. Some vehicles are more easily damaged
than others. Price of the automobile is also considered. These
are just a few of the items used by insurance companies.
Auto
Insurance Rates Vary by Individual.
Young
males have more accidents than any other class of driver. The higher
rate paid by young males usually does not drop until age 25. Your
personal driving record is used to determine the
rate you pay. The number of miles you drive each year is another
factor.
You
May Be Able to Lower Your Rate.
Insurance
companies offer lower rates and discounted rates. These vary from
company to company but the basic list includes:
Insuring
more than one vehicle with the same company.
Insuring both your home and your vehicle with the same company.
Student grades. A grade point average of "B" could result
in lower rates.
Completion of a defensive driving course or Driver's Education.
Safety equipment installed in the vehicle such as car alarm, air
bags, anti-lock brakes, or automatic seatbelts.
College students living over 100 miles from home without a car.
Higher deductible.
How
May We Help You?
The
agents at McGhee Insurance Agency have been trained
to help you get the best coverage at the best price for your personal
situation. Call one of our offices for a quote or assistance.
Little
Rock Office: (501) 224-6666 or 1-888-214-3149
Sherwood Office: (501) 392-0300 or 1-888-861-8368
Conway Office: (501) 327-4666 or 1-888-563-5656 |
